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Guides

Expert knowledge and practical tips on real estate, taxes and retirement planning in Eastern Switzerland.

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Real Estate

Buying a house or apartment in Eastern Switzerland -- what really matters?

Looking to buy a property in St. Gallen, Thurgau, or Appenzell? Find out what truly matters when it comes to location, financing, and property viewings.

March 10, 20265 min. Reading time
Tax Advisory

How can I save taxes with my property?

Mortgage interest, maintenance costs, flat-rate deductions: Save thousands of francs annually as a property owner in Switzerland. Incl. checklist by Rüttimann Vision.

March 8, 20264 min. Reading time
Investments

Is property a worthwhile investment? How to calculate correctly

Buy an investment property or stay away? We show you how to calculate the return and what to look out for in Eastern Switzerland.

March 5, 20265 min. Reading time
Real Estate

Selling a house in Eastern Switzerland -- how do I get the best price?

Selling property in Eastern Switzerland? 7 proven tips from valuation to notary appointment – how to achieve the best possible sale price for your home.

February 28, 20264 min. Reading time
Retirement Planning

Can I use my pension fund to buy a house?

Pension fund, Pillar 3a, or both? Learn how you can use retirement assets for homeownership -- and what to watch out for in Eastern Switzerland.

February 20, 20265 min. Reading time
Legal

What is my landlord allowed to do -- and what must they do?

Received a termination notice, defects in the apartment, or a dispute over utilities? Here you will find the key rules of Swiss tenancy law -- simply explained.

February 15, 20265 min. Reading time
Energy

Replacing the heating or insulating the facade -- what subsidies can I get?

Heat pumps, solar panels, insulation: The canton of St. Gallen subsidises energy-efficient renovations with up to CHF 10,000. Here is how to apply for funding.

February 10, 20265 min. Reading time
Tax Advisory

Imputed rental value in the canton of St. Gallen -- do I really have to pay tax on this?

Imputed rental value in the canton of St. Gallen: How it is calculated and how to legally reduce it. Practical tax optimisation tips for homeowners.

February 5, 20264 min. Reading time
Tax Advisory

House sold -- how much tax do I have to pay now?

Capital gains tax on real estate in St. Gallen: Calculation, allowances and legal strategies to reduce it. With worked examples by Rüttimann Vision.

January 28, 20265 min. Reading time
Legal

Bought a condominium -- what rights and obligations do I have?

Condominium ownership in Switzerland: Rights, obligations, renovation fund and typical conflicts – everything you need to know before and after buying.

January 20, 20265 min. Reading time
Investments

Buying an apartment building -- what matters for the investment?

Apartment building as an investment in Eastern Switzerland? How to calculate returns, assess condition and evaluate location – with practical examples.

March 12, 20267 min. Reading time
Investments

Optimizing rental yield -- how landlords can get more from their property

Rental yield too low? 7 concrete measures for landlords in Switzerland to boost returns – without losing tenants. Incl. calculation examples.

March 12, 20266 min. Reading time
Investments

Buying a rented apartment -- the smart investment?

Buy an already rented apartment as an investment? Advantages, risks and what to watch out for regarding the lease, return and financing. Incl. checklist.

March 12, 20266 min. Reading time
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